Call reports 2015
BANK OF LABOR — 2015
What BANK OF LABOR reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 533,674,000 | 537,272,000 | 533,271,000 | 544,027,000 |
| Total loans | 190,631,000 | 193,624,000 | 206,104,000 | 218,206,000 |
| Allowance for loan losses | 4,658,000 | 4,667,000 | 4,504,000 | 4,497,000 |
| Securities available for sale | 240,236,000 | 249,097,000 | 246,237,000 | 233,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,975,000 | 429,747,000 | 419,885,000 | 436,361,000 |
| Interest-bearing deposits | 355,356,000 | 369,155,000 | 358,586,000 | 373,371,000 |
| Noninterest-bearing deposits | 60,619,000 | 60,592,000 | 61,299,000 | 62,990,000 |
| Equity capital | 49,931,000 | 50,127,000 | 49,607,000 | 48,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,146,000 | 8,291,000 | 12,599,000 | 17,082,000 |
| Interest expense | 413,000 | 846,000 | 1,290,000 | 1,730,000 |
| Net interest income | 3,733,000 | 7,445,000 | 11,309,000 | 15,352,000 |
| Noninterest income | 1,540,000 | 3,181,000 | 4,920,000 | 6,518,000 |
| Noninterest expense | 4,913,000 | 10,160,000 | 15,837,000 | 21,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 782,000 | 1,096,000 | 1,498,000 | 1,913,000 |
| Income tax | 267,000 | 380,000 | 539,000 | 690,000 |
| Net income | 515,000 | 716,000 | 959,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,892,000 | 47,126,000 | 46,903,000 | 46,456,000 |
| Total capital | 50,017,000 | 51,403,000 | 51,356,000 | 50,649,000 |
| Risk-weighted assets | 328,026,000 | 340,976,000 | 355,146,000 | 333,785,000 |