Call reports 2014
BANK OF LABOR — 2014
What BANK OF LABOR reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 559,586,000 | 534,834,000 | 531,077,000 | 536,013,000 |
| Total loans | 175,461,000 | 175,805,000 | 175,730,000 | 185,335,000 |
| Allowance for loan losses | 4,866,000 | 4,767,000 | 4,703,000 | 4,652,000 |
| Securities available for sale | 260,380,000 | 258,543,000 | 263,728,000 | 254,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,686,000 | 413,174,000 | 403,044,000 | 416,507,000 |
| Interest-bearing deposits | 355,215,000 | 339,352,000 | 328,437,000 | 343,505,000 |
| Noninterest-bearing deposits | 72,470,000 | 73,823,000 | 74,607,000 | 73,002,000 |
| Equity capital | 52,572,000 | 53,690,000 | 53,294,000 | 52,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,118,000 | 8,456,000 | 12,757,000 | 17,042,000 |
| Interest expense | 448,000 | 890,000 | 1,330,000 | 1,762,000 |
| Net interest income | 3,670,000 | 7,566,000 | 11,427,000 | 15,280,000 |
| Noninterest income | 1,481,000 | 3,042,000 | 4,498,000 | 5,955,000 |
| Noninterest expense | 4,726,000 | 9,563,000 | 14,555,000 | 19,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 573,000 | 1,434,000 | 2,475,000 | 2,715,000 |
| Income tax | 200,000 | 504,000 | 886,000 | 957,000 |
| Net income | 373,000 | 930,000 | 1,589,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,370,000 | 50,922,000 | 51,047,000 | 50,909,000 |
| Total capital | 54,322,000 | 54,933,000 | 55,023,000 | 55,004,000 |
| Risk-weighted assets | 315,721,000 | 320,112,000 | 317,362,000 | 327,069,000 |