Call reports 2013
BANK OF LABOR — 2013
What BANK OF LABOR reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 575,735,000 | 535,618,000 | 518,087,000 | 518,966,000 |
| Total loans | 176,521,000 | 177,743,000 | 175,624,000 | 169,576,000 |
| Allowance for loan losses | 5,502,000 | 5,419,000 | 5,420,000 | 5,425,000 |
| Securities available for sale | 169,515,000 | 153,764,000 | 171,930,000 | 220,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,581,000 | 420,061,000 | 401,510,000 | 393,881,000 |
| Interest-bearing deposits | 350,714,000 | 348,658,000 | 328,466,000 | 321,354,000 |
| Noninterest-bearing deposits | 70,867,000 | 71,402,000 | 73,044,000 | 72,527,000 |
| Equity capital | 65,517,000 | 61,732,000 | 60,246,000 | 51,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,914,000 | 7,275,000 | 11,022,000 | 14,773,000 |
| Interest expense | 757,000 | 1,471,000 | 1,948,000 | 2,408,000 |
| Net interest income | 3,157,000 | 5,804,000 | 9,074,000 | 12,365,000 |
| Noninterest income | 1,388,000 | 2,748,000 | 4,259,000 | 5,589,000 |
| Noninterest expense | 4,878,000 | 12,319,000 | 18,572,000 | 23,498,000 |
| Provision for loan losses | 1,585,000 | 1,585,000 | 1,585,000 | 1,585,000 |
| Pretax income | 7,137,000 | 3,703,000 | 2,231,000 | 1,926,000 |
| Income tax | 2,639,000 | 1,388,000 | 1,005,000 | 905,000 |
| Net income | 4,498,000 | 2,315,000 | 1,226,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,628,000 | 60,246,000 | 58,763,000 | 49,970,000 |
| Total capital | 65,462,000 | 63,174,000 | 61,764,000 | 53,378,000 |
| Risk-weighted assets | 224,089,000 | 231,161,000 | 239,705,000 | 270,640,000 |