Call reports 2012
BANK OF LABOR — 2012
What BANK OF LABOR reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 531,182,000 | 530,177,000 | 568,453,000 | 556,667,000 |
| Total loans | 198,657,000 | 195,168,000 | 178,769,000 | 180,044,000 |
| Allowance for loan losses | 4,596,000 | 4,375,000 | 4,365,000 | 3,903,000 |
| Securities available for sale | 281,781,000 | 291,723,000 | 295,965,000 | 305,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,233,000 | 368,286,000 | 409,653,000 | 408,365,000 |
| Interest-bearing deposits | 354,975,000 | 347,260,000 | 342,596,000 | 338,474,000 |
| Noninterest-bearing deposits | 18,257,000 | 21,026,000 | 67,057,000 | 69,891,000 |
| Equity capital | 65,631,000 | 67,484,000 | 67,895,000 | 66,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,392,000 | 10,739,000 | 15,771,000 | 20,456,000 |
| Interest expense | 972,000 | 1,884,000 | 2,750,000 | 3,562,000 |
| Net interest income | 4,420,000 | 8,855,000 | 13,021,000 | 16,894,000 |
| Noninterest income | 1,440,000 | 2,831,000 | 4,790,000 | 5,632,000 |
| Noninterest expense | 4,835,000 | 10,240,000 | 15,745,000 | 20,292,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 800,000 | 3,183,000 | 4,028,000 | 4,198,000 |
| Income tax | 300,000 | 1,162,000 | 1,495,000 | 1,569,000 |
| Net income | 500,000 | 2,021,000 | 2,533,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,293,000 | 58,614,000 | 58,927,000 | 58,823,000 |
| Total capital | 60,985,000 | 62,260,000 | 62,310,000 | 62,208,000 |
| Risk-weighted assets | 294,289,000 | 291,014,000 | 269,966,000 | 270,282,000 |