Call reports 2011
BANK OF LABOR — 2011
What BANK OF LABOR reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 499,809,000 | 512,694,000 | 507,798,000 | 516,996,000 |
| Total loans | 237,427,000 | 230,506,000 | 219,171,000 | 209,069,000 |
| Allowance for loan losses | 7,097,000 | 4,202,000 | 4,412,000 | 4,333,000 |
| Securities available for sale | 224,337,000 | 224,499,000 | 245,385,000 | 258,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,363,000 | 362,283,000 | 358,904,000 | 359,154,000 |
| Interest-bearing deposits | 321,681,000 | 335,449,000 | 332,659,000 | 334,451,000 |
| Noninterest-bearing deposits | 27,682,000 | 26,834,000 | 26,246,000 | 24,704,000 |
| Equity capital | 53,636,000 | 56,797,000 | 65,077,000 | 65,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,764,000 | 11,600,000 | 17,304,000 | 22,991,000 |
| Interest expense | 1,261,000 | 2,470,000 | 3,566,000 | 4,603,000 |
| Net interest income | 4,503,000 | 9,130,000 | 13,738,000 | 18,388,000 |
| Noninterest income | 1,499,000 | 3,111,000 | 4,593,000 | 6,026,000 |
| Noninterest expense | 4,889,000 | 11,276,000 | 15,938,000 | 21,031,000 |
| Provision for loan losses | 225,000 | -1,225,000 | -875,000 | -725,000 |
| Pretax income | 921,000 | 2,416,000 | 3,516,000 | 4,561,000 |
| Income tax | 323,000 | 873,000 | 1,295,000 | 1,690,000 |
| Net income | 598,000 | 1,543,000 | 2,221,000 | 2,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,626,000 | 50,489,000 | 56,379,000 | 57,029,000 |
| Total capital | 51,648,000 | 54,419,000 | 60,121,000 | 60,695,000 |
| Risk-weighted assets | 318,649,000 | 318,195,000 | 298,697,000 | 292,601,000 |