Call reports 2010
BANK OF LABOR — 2010
What BANK OF LABOR reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 545,054,000 | 564,262,000 | 510,987,000 | 505,962,000 |
| Total loans | 291,489,000 | 283,843,000 | 259,454,000 | 245,624,000 |
| Allowance for loan losses | 15,239,000 | 9,962,000 | 8,724,000 | 7,608,000 |
| Securities available for sale | 216,613,000 | 217,239,000 | 192,665,000 | 216,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,717,000 | 382,735,000 | 366,818,000 | 365,110,000 |
| Interest-bearing deposits | 363,917,000 | 357,927,000 | 340,554,000 | 331,396,000 |
| Noninterest-bearing deposits | 26,800,000 | 24,809,000 | 26,264,000 | 33,713,000 |
| Equity capital | 56,621,000 | 59,147,000 | 55,952,000 | 52,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,448,000 | 12,510,000 | 18,386,000 | 23,869,000 |
| Interest expense | 1,811,000 | 3,541,000 | 5,107,000 | 6,583,000 |
| Net interest income | 4,637,000 | 8,969,000 | 13,279,000 | 17,286,000 |
| Noninterest income | 1,402,000 | 2,932,000 | 4,424,000 | 5,903,000 |
| Noninterest expense | 4,926,000 | 10,042,000 | 15,170,000 | 19,943,000 |
| Provision for loan losses | 300,000 | 600,000 | 6,200,000 | 6,500,000 |
| Pretax income | 865,000 | 1,311,000 | -3,624,000 | -3,030,000 |
| Income tax | 244,000 | 348,000 | -1,589,000 | -1,411,000 |
| Net income | 621,000 | 963,000 | -2,035,000 | -1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,176,000 | 52,233,000 | 49,030,000 | 46,318,000 |
| Total capital | 55,626,000 | 56,657,000 | 53,090,000 | 50,423,000 |
| Risk-weighted assets | 345,195,000 | 348,377,000 | 320,105,000 | 324,906,000 |