Call reports 2009
BANK OF LABOR — 2009
What BANK OF LABOR reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 560,895,000 | 543,208,000 | 558,257,000 | 555,848,000 |
| Total loans | 320,574,000 | 313,001,000 | 299,734,000 | 297,032,000 |
| Allowance for loan losses | 6,856,000 | 7,598,000 | 4,349,000 | 16,316,000 |
| Securities available for sale | 210,858,000 | 194,930,000 | 223,243,000 | 231,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,668,000 | 384,761,000 | 391,951,000 | 391,150,000 |
| Interest-bearing deposits | 362,647,000 | 368,586,000 | 372,532,000 | 364,220,000 |
| Noninterest-bearing deposits | 25,021,000 | 16,175,000 | 19,419,000 | 26,930,000 |
| Equity capital | 57,882,000 | 56,994,000 | 70,320,000 | 55,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,193,000 | 13,761,000 | 20,368,000 | 27,076,000 |
| Interest expense | 2,333,000 | 4,521,000 | 6,621,000 | 8,607,000 |
| Net interest income | 4,860,000 | 9,240,000 | 13,747,000 | 18,469,000 |
| Noninterest income | 1,608,000 | 3,259,000 | 4,920,000 | 6,456,000 |
| Noninterest expense | 4,611,000 | 9,808,000 | 14,728,000 | 24,404,000 |
| Provision for loan losses | 300,000 | 1,686,000 | 2,186,000 | 16,286,000 |
| Pretax income | 1,557,000 | 2,227,000 | 2,976,000 | -14,525,000 |
| Income tax | 448,000 | 580,000 | 758,000 | -4,195,000 |
| Net income | 1,109,000 | 1,647,000 | 2,218,000 | -10,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,296,000 | 49,727,000 | 61,108,000 | 52,602,000 |
| Total capital | 53,927,000 | 54,270,000 | 65,457,000 | 57,158,000 |
| Risk-weighted assets | 368,224,000 | 360,383,000 | 358,198,000 | 352,685,000 |