Call reports 2007
BANK OF LABOR — 2007
What BANK OF LABOR reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 502,432,000 | 513,443,000 | 536,702,000 | 543,723,000 |
| Total loans | 192,243,000 | 194,901,000 | 245,515,000 | 282,418,000 |
| Allowance for loan losses | 2,795,000 | 2,660,000 | 2,306,000 | 2,302,000 |
| Securities available for sale | 253,225,000 | 265,076,000 | 255,235,000 | 228,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,884,000 | 417,621,000 | 403,141,000 | 393,490,000 |
| Interest-bearing deposits | 379,218,000 | 393,183,000 | 379,117,000 | 367,036,000 |
| Noninterest-bearing deposits | 23,666,000 | 24,439,000 | 24,024,000 | 26,454,000 |
| Equity capital | 48,701,000 | 46,595,000 | 49,969,000 | 52,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,733,000 | 13,567,000 | 20,782,000 | 28,535,000 |
| Interest expense | 3,382,000 | 6,957,000 | 10,523,000 | 14,011,000 |
| Net interest income | 3,351,000 | 6,610,000 | 10,259,000 | 14,524,000 |
| Noninterest income | 1,654,000 | 3,336,000 | 5,076,000 | 6,794,000 |
| Noninterest expense | 4,204,000 | 8,401,000 | 12,544,000 | 17,383,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 260,000 |
| Pretax income | 752,000 | 1,463,000 | 2,700,000 | 3,671,000 |
| Income tax | 77,000 | 150,000 | 415,000 | 620,000 |
| Net income | 675,000 | 1,313,000 | 2,285,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,717,000 | 46,258,000 | 47,102,000 | 47,282,000 |
| Total capital | 48,512,000 | 48,918,000 | 49,408,000 | 49,584,000 |
| Risk-weighted assets | 260,372,000 | 268,736,000 | 305,002,000 | 334,136,000 |