Call reports 2023
FLATIRONS BANK — 2023
What FLATIRONS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 315,076,000 | 311,158,000 | 311,860,000 | 319,234,000 |
| Total loans | 247,856,000 | 244,609,000 | 247,424,000 | 252,257,000 |
| Allowance for loan losses | 3,042,000 | 2,982,000 | 3,100,000 | 3,085,000 |
| Securities available for sale | 57,548,000 | 56,502,000 | 54,496,000 | 57,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,834,000 | 258,932,000 | 250,237,000 | 263,169,000 |
| Interest-bearing deposits | 205,834,000 | 196,338,000 | 193,401,000 | 206,893,000 |
| Noninterest-bearing deposits | 63,000,000 | 62,594,000 | 56,836,000 | 56,276,000 |
| Equity capital | 20,417,000 | 20,290,000 | 19,099,000 | 21,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,599,000 | 7,360,000 | 11,344,000 | 15,339,000 |
| Interest expense | 1,438,000 | 3,035,000 | 4,865,000 | 6,740,000 |
| Net interest income | 2,161,000 | 4,325,000 | 6,479,000 | 8,599,000 |
| Noninterest income | 165,000 | 350,000 | 501,000 | 665,000 |
| Noninterest expense | 1,862,000 | 3,771,000 | 5,637,000 | 7,425,000 |
| Provision for loan losses | 0 | 0 | 32,000 | 17,000 |
| Pretax income | 465,000 | 905,000 | 1,312,000 | 1,738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 905,000 | 1,312,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,598,000 | 27,019,000 | 27,350,000 | 27,627,000 |
| Total capital | 29,637,000 | 30,011,000 | 30,300,000 | 30,780,000 |
| Risk-weighted assets | 242,975,000 | 239,253,000 | 235,707,000 | 252,053,000 |