Call reports 2022
FLATIRONS BANK — 2022
What FLATIRONS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 296,195,000 | 323,591,000 | 314,636,000 | 323,727,000 |
| Total loans | 212,539,000 | 236,188,000 | 242,804,000 | 249,364,000 |
| Allowance for loan losses | 2,626,000 | 2,948,000 | 3,033,000 | 2,984,000 |
| Securities available for sale | 79,578,000 | 76,811,000 | 63,779,000 | 62,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,851,000 | 245,167,000 | 271,574,000 | 274,902,000 |
| Interest-bearing deposits | 175,378,000 | 162,640,000 | 203,125,000 | 208,757,000 |
| Noninterest-bearing deposits | 90,473,000 | 82,527,000 | 68,449,000 | 66,145,000 |
| Equity capital | 23,511,000 | 18,939,000 | 20,101,000 | 19,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,942,000 | 9,467,000 | 13,080,000 |
| Interest expense | 114,000 | 318,000 | 986,000 | 2,111,000 |
| Net interest income | 2,717,000 | 5,624,000 | 8,481,000 | 10,969,000 |
| Noninterest income | 228,000 | 411,000 | 595,000 | 761,000 |
| Noninterest expense | 1,678,000 | 3,400,000 | 5,196,000 | 6,839,000 |
| Provision for loan losses | 83,000 | 405,000 | 490,000 | 1,424,000 |
| Pretax income | 1,184,000 | 2,230,000 | 3,345,000 | 3,353,000 |
| Income tax | 0 | 100,000 | 149,000 | 165,000 |
| Net income | 1,184,000 | 2,130,000 | 3,196,000 | 3,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,783,000 | 25,729,000 | 28,145,000 | 26,349,000 |
| Total capital | 27,409,000 | 28,677,000 | 31,123,000 | 29,333,000 |
| Risk-weighted assets | 213,002,000 | 242,493,000 | 238,151,000 | 244,941,000 |