Call reports 2021
FLATIRONS BANK — 2021
What FLATIRONS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,589,000 | 286,633,000 | 280,593,000 | 290,635,000 |
| Total loans | 195,911,000 | 201,231,000 | 198,541,000 | 209,391,000 |
| Allowance for loan losses | 2,034,000 | 2,223,000 | 2,315,000 | 2,543,000 |
| Securities available for sale | 78,088,000 | 79,135,000 | 78,638,000 | 78,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,840,000 | 249,226,000 | 249,248,000 | 257,898,000 |
| Interest-bearing deposits | 191,731,000 | 173,544,000 | 162,573,000 | 164,577,000 |
| Noninterest-bearing deposits | 79,109,000 | 75,682,000 | 86,675,000 | 93,321,000 |
| Equity capital | 25,017,000 | 26,743,000 | 28,033,000 | 27,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,237,000 | 6,133,000 | 9,085,000 | 12,062,000 |
| Interest expense | 191,000 | 353,000 | 482,000 | 600,000 |
| Net interest income | 3,046,000 | 5,780,000 | 8,603,000 | 11,462,000 |
| Noninterest income | 424,000 | 763,000 | 1,109,000 | 1,367,000 |
| Noninterest expense | 1,688,000 | 3,414,000 | 5,092,000 | 6,753,000 |
| Provision for loan losses | 34,000 | 223,000 | 315,000 | 543,000 |
| Pretax income | 1,748,000 | 2,906,000 | 4,305,000 | 5,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,748,000 | 2,906,000 | 4,305,000 | 5,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,380,000 | 23,237,000 | 24,321,000 | 24,799,000 |
| Total capital | — | 25,360,000 | 26,560,000 | 27,304,000 |
| Risk-weighted assets | — | 169,769,000 | 179,104,000 | 200,362,000 |