Call reports 2019
FLATIRONS BANK — 2019
What FLATIRONS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,810,000 | 180,407,000 | 178,875,000 | 191,909,000 |
| Total loans | 123,427,000 | 127,336,000 | 123,053,000 | 118,539,000 |
| Allowance for loan losses | 1,427,000 | 1,426,000 | 1,426,000 | 1,426,000 |
| Securities available for sale | 44,120,000 | 48,483,000 | 51,525,000 | 56,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,071,000 | 161,038,000 | 155,196,000 | 171,000,000 |
| Interest-bearing deposits | 119,973,000 | 132,168,000 | 121,516,000 | 140,939,000 |
| Noninterest-bearing deposits | 46,098,000 | 28,870,000 | 33,680,000 | 30,061,000 |
| Equity capital | 17,222,000 | 18,691,000 | 19,558,000 | 20,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,064,000 | 6,139,000 | 8,209,000 |
| Interest expense | 423,000 | 895,000 | 1,375,000 | 1,852,000 |
| Net interest income | 1,581,000 | 3,169,000 | 4,764,000 | 6,357,000 |
| Noninterest income | 126,000 | 289,000 | 499,000 | 826,000 |
| Noninterest expense | 1,285,000 | 2,611,000 | 3,924,000 | 5,269,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 870,000 | 1,362,000 | 1,937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 870,000 | 1,362,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,039,000 | 17,467,000 | 17,960,000 | 18,535,000 |
| Total capital | 18,461,000 | 18,893,000 | 19,386,000 | 19,961,000 |
| Risk-weighted assets | 113,742,000 | 116,561,000 | 117,909,000 | 117,030,000 |