Call reports 2018
FLATIRONS BANK — 2018
What FLATIRONS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 169,805,000 | 174,267,000 | 169,941,000 | 173,934,000 |
| Total loans | 127,280,000 | 130,696,000 | 124,891,000 | 125,636,000 |
| Allowance for loan losses | 1,427,000 | 1,427,000 | 1,427,000 | 1,427,000 |
| Securities available for sale | 34,508,000 | 35,461,000 | 39,291,000 | 43,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,675,000 | 141,316,000 | 142,627,000 | 155,324,000 |
| Interest-bearing deposits | 110,993,000 | 114,172,000 | 117,142,000 | 123,839,000 |
| Noninterest-bearing deposits | 28,682,000 | 27,144,000 | 25,485,000 | 31,485,000 |
| Equity capital | 16,299,000 | 16,706,000 | 15,575,000 | 16,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,682,000 | 5,586,000 | 7,496,000 |
| Interest expense | 224,000 | 536,000 | 868,000 | 1,247,000 |
| Net interest income | 1,573,000 | 3,146,000 | 4,718,000 | 6,249,000 |
| Noninterest income | 90,000 | 201,000 | 315,000 | 423,000 |
| Noninterest expense | 1,147,000 | 2,394,000 | 3,607,000 | 4,882,000 |
| Provision for loan losses | 105,000 | 105,000 | 105,000 | 105,000 |
| Pretax income | 411,000 | 848,000 | 1,340,000 | 1,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 411,000 | 848,000 | 1,340,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,780,000 | 17,216,000 | 16,433,000 | 16,798,000 |
| Total capital | 18,208,000 | 18,644,000 | 17,861,000 | 18,226,000 |
| Risk-weighted assets | 118,818,000 | 119,146,000 | 114,861,000 | 115,772,000 |