Call reports 2017
FLATIRONS BANK — 2017
What FLATIRONS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,546,000 | 161,177,000 | 159,229,000 | 162,054,000 |
| Total loans | 113,637,000 | 117,547,000 | 121,022,000 | 126,397,000 |
| Allowance for loan losses | 1,142,000 | 1,202,000 | 1,262,000 | 1,322,000 |
| Securities available for sale | 28,274,000 | 27,040,000 | 27,784,000 | 31,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,956,000 | 128,557,000 | 129,286,000 | 143,051,000 |
| Interest-bearing deposits | 97,418,000 | 99,686,000 | 100,494,000 | 114,788,000 |
| Noninterest-bearing deposits | 26,538,000 | 28,871,000 | 28,792,000 | 28,263,000 |
| Equity capital | 14,077,000 | 14,342,000 | 14,425,000 | 15,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,134,000 | 4,858,000 | 6,599,000 |
| Interest expense | 141,000 | 346,000 | 577,000 | 805,000 |
| Net interest income | 1,380,000 | 2,788,000 | 4,281,000 | 5,794,000 |
| Noninterest income | 69,000 | 204,000 | 279,000 | 412,000 |
| Noninterest expense | 928,000 | 1,963,000 | 3,019,000 | 4,268,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 180,000 |
| Pretax income | 587,000 | 1,049,000 | 1,501,000 | 1,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 587,000 | 1,049,000 | 1,501,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,017,000 | 13,979,000 | 14,107,000 | 15,243,000 |
| Total capital | 15,159,000 | 15,182,000 | 15,370,000 | 16,566,000 |
| Risk-weighted assets | 104,822,000 | 108,398,000 | 113,683,000 | 116,631,000 |