Call reports 2016
FLATIRONS BANK — 2016
What FLATIRONS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,046,000 | 132,561,000 | 132,892,000 | 136,587,000 |
| Total loans | 91,636,000 | 97,073,000 | 98,236,000 | 105,080,000 |
| Allowance for loan losses | 1,141,000 | 1,141,000 | 1,141,000 | 1,141,000 |
| Securities available for sale | 28,479,000 | 30,480,000 | 30,483,000 | 28,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,023,000 | 116,731,000 | 114,120,000 | 116,527,000 |
| Interest-bearing deposits | 82,844,000 | 93,717,000 | 90,144,000 | 89,419,000 |
| Noninterest-bearing deposits | 24,179,000 | 23,014,000 | 23,976,000 | 27,108,000 |
| Equity capital | 13,826,000 | 14,173,000 | 14,538,000 | 13,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,657,000 | 4,086,000 | 5,491,000 |
| Interest expense | 108,000 | 220,000 | 336,000 | 452,000 |
| Net interest income | 1,210,000 | 2,437,000 | 3,750,000 | 5,039,000 |
| Noninterest income | 46,000 | 103,000 | 315,000 | 464,000 |
| Noninterest expense | 833,000 | 1,675,000 | 2,569,000 | 3,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 423,000 | 865,000 | 1,496,000 | 1,974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 423,000 | 865,000 | 1,496,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,929,000 | 13,222,000 | 13,703,000 | 13,430,000 |
| Total capital | 13,996,000 | 14,359,000 | 14,844,000 | 14,571,000 |
| Risk-weighted assets | 85,261,000 | 90,971,000 | 93,795,000 | 99,887,000 |