Call reports 2015
FLATIRONS BANK — 2015
What FLATIRONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 130,131,000 | 127,563,000 | 133,094,000 | 132,523,000 |
| Total loans | 94,791,000 | 94,212,000 | 91,202,000 | 92,783,000 |
| Allowance for loan losses | 1,141,000 | 1,141,000 | 1,141,000 | 1,141,000 |
| Securities available for sale | 31,709,000 | 30,560,000 | 27,350,000 | 26,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,254,000 | 103,574,000 | 114,862,000 | 117,316,000 |
| Interest-bearing deposits | 88,455,000 | 89,539,000 | 90,012,000 | 93,477,000 |
| Noninterest-bearing deposits | 15,799,000 | 14,035,000 | 24,850,000 | 23,839,000 |
| Equity capital | 14,586,000 | 13,537,000 | 13,467,000 | 13,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,696,000 | 4,005,000 | 5,316,000 |
| Interest expense | 128,000 | 262,000 | 392,000 | 526,000 |
| Net interest income | 1,204,000 | 2,434,000 | 3,613,000 | 4,790,000 |
| Noninterest income | 52,000 | 107,000 | 188,000 | 519,000 |
| Noninterest expense | 830,000 | 1,683,000 | 2,511,000 | 3,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 426,000 | 858,000 | 1,325,000 | 2,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 858,000 | 1,325,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,365,000 | 12,602,000 | 12,572,000 | 12,832,000 |
| Total capital | 14,506,000 | 13,706,000 | 13,586,000 | 13,902,000 |
| Risk-weighted assets | 96,289,000 | 88,278,000 | 80,966,000 | 85,561,000 |