Call reports 2013
FLATIRONS BANK — 2013
What FLATIRONS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,787,000 | 108,420,000 | 112,356,000 | 121,249,000 |
| Total loans | 67,712,000 | 70,145,000 | 71,260,000 | 78,465,000 |
| Allowance for loan losses | 1,833,000 | 1,838,000 | 1,842,000 | 1,845,000 |
| Securities available for sale | 35,250,000 | 35,186,000 | 33,875,000 | 32,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,155,000 | 91,171,000 | 96,177,000 | 104,422,000 |
| Interest-bearing deposits | 82,634,000 | 82,381,000 | 83,373,000 | 92,161,000 |
| Noninterest-bearing deposits | 10,521,000 | 8,790,000 | 12,804,000 | 12,261,000 |
| Equity capital | 11,068,000 | 10,426,000 | 10,470,000 | 11,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,211,000 | 3,347,000 | 4,555,000 |
| Interest expense | 179,000 | 355,000 | 532,000 | 718,000 |
| Net interest income | 904,000 | 1,856,000 | 2,815,000 | 3,837,000 |
| Noninterest income | 34,000 | 70,000 | 119,000 | 171,000 |
| Noninterest expense | 730,000 | 1,500,000 | 2,267,000 | 3,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 428,000 | 669,000 | 960,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 428,000 | 669,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,352,000 | 9,460,000 | 9,717,000 | 10,567,000 |
| Total capital | 10,203,000 | 10,331,000 | 10,612,000 | 11,535,000 |
| Risk-weighted assets | 67,825,000 | 68,736,000 | 70,682,000 | 76,577,000 |