Call reports 2012
FLATIRONS BANK — 2012
What FLATIRONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,952,000 | 103,658,000 | 104,739,000 | 105,606,000 |
| Total loans | 47,987,000 | 58,104,000 | 60,860,000 | 65,197,000 |
| Allowance for loan losses | 1,816,000 | 1,818,000 | 1,822,000 | 1,828,000 |
| Securities available for sale | 46,222,000 | 41,720,000 | 40,018,000 | 37,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,369,000 | 83,856,000 | 87,363,000 | 87,527,000 |
| Interest-bearing deposits | 67,269,000 | 71,269,000 | 71,531,000 | 77,181,000 |
| Noninterest-bearing deposits | 11,100,000 | 12,587,000 | 15,832,000 | 10,346,000 |
| Equity capital | 10,238,000 | 10,734,000 | 11,130,000 | 11,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,126,000 | 3,241,000 | 4,315,000 |
| Interest expense | 179,000 | 347,000 | 513,000 | 681,000 |
| Net interest income | 858,000 | 1,779,000 | 2,728,000 | 3,634,000 |
| Noninterest income | 31,000 | 80,000 | 113,000 | 155,000 |
| Noninterest expense | 724,000 | 1,451,000 | 2,217,000 | 2,934,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 551,000 | 770,000 | 1,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 551,000 | 770,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,418,000 | 8,828,000 | 9,072,000 | 9,323,000 |
| Total capital | 9,139,000 | 9,463,000 | 9,873,000 | 10,151,000 |
| Risk-weighted assets | 56,617,000 | 62,565,000 | 63,076,000 | 65,234,000 |