Call reports 2011
FLATIRONS BANK — 2011
What FLATIRONS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,505,000 | 92,494,000 | 98,578,000 | 93,503,000 |
| Total loans | 43,185,000 | 45,987,000 | 47,833,000 | 45,360,000 |
| Allowance for loan losses | 1,777,000 | 1,807,000 | 1,806,000 | 1,811,000 |
| Securities available for sale | 37,758,000 | 41,637,000 | 42,231,000 | 43,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,547,000 | 78,919,000 | 84,252,000 | 78,977,000 |
| Interest-bearing deposits | 65,512,000 | 67,778,000 | 71,741,000 | 70,783,000 |
| Noninterest-bearing deposits | 10,035,000 | 11,141,000 | 12,511,000 | 8,194,000 |
| Equity capital | 8,574,000 | 9,148,000 | 9,869,000 | 10,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,130,000 | 3,234,000 | 4,354,000 |
| Interest expense | 235,000 | 465,000 | 688,000 | 883,000 |
| Net interest income | 823,000 | 1,665,000 | 2,546,000 | 3,471,000 |
| Noninterest income | 1,119,000 | 1,139,000 | 1,160,000 | 1,189,000 |
| Noninterest expense | 759,000 | 1,485,000 | 2,192,000 | 3,004,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,245,000 | 1,408,000 | 1,603,000 | 1,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,245,000 | 1,408,000 | 1,603,000 | 1,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,610,000 | 7,816,000 | 8,048,000 | 8,219,000 |
| Total capital | 8,269,000 | 8,491,000 | 8,744,000 | 8,888,000 |
| Risk-weighted assets | 51,585,000 | 52,869,000 | 54,576,000 | 52,499,000 |