Call reports 2005
FLATIRONS BANK — 2005
What FLATIRONS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,818,000 | 59,300,000 | 47,480,000 | 39,118,000 |
| Total loans | 27,270,000 | 21,473,000 | 22,149,000 | 20,954,000 |
| Allowance for loan losses | 460,000 | 460,000 | 347,000 | 242,000 |
| Securities available for sale | 4,020,000 | 5,250,000 | 3,315,000 | 1,720,000 |
| Securities held to maturity | 2,096,000 | 8,490,000 | 9,447,000 | 8,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,087,000 | 50,499,000 | 38,353,000 | 29,839,000 |
| Interest-bearing deposits | 26,330,000 | 41,599,000 | 27,423,000 | 23,618,000 |
| Noninterest-bearing deposits | 5,757,000 | 8,900,000 | 10,931,000 | 6,221,000 |
| Equity capital | 8,477,000 | 8,655,000 | 8,918,000 | 9,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,399,000 | 2,129,000 | 2,856,000 |
| Interest expense | 153,000 | 393,000 | 600,000 | 769,000 |
| Net interest income | 492,000 | 1,006,000 | 1,529,000 | 2,087,000 |
| Noninterest income | 42,000 | 78,000 | 127,000 | 181,000 |
| Noninterest expense | 393,000 | 764,000 | 1,183,000 | 1,617,000 |
| Provision for loan losses | 0 | 0 | -110,000 | -110,000 |
| Pretax income | 141,000 | 320,000 | 583,000 | 761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 320,000 | 583,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,477,000 | 8,655,000 | 8,918,000 | 9,061,000 |
| Total capital | 8,859,000 | 9,036,000 | 9,265,000 | 9,303,000 |
| Risk-weighted assets | 30,442,000 | 30,361,000 | 28,191,000 | 25,256,000 |
Machine access — free, no API key
Every figure shown here about FLATIRONS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.