Call reports 2011
FLORIDA BANK OF COMMERCE — 2011
What FLORIDA BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 240,172,000 | 237,617,000 | 247,883,000 | 228,161,000 |
| Total loans | 165,705,000 | 165,276,000 | 162,590,000 | 156,587,000 |
| Allowance for loan losses | 3,874,000 | 3,855,000 | 3,474,000 | 3,838,000 |
| Securities available for sale | 24,356,000 | 37,435,000 | 36,021,000 | 22,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,672,000 | 210,052,000 | 219,843,000 | 201,344,000 |
| Interest-bearing deposits | 179,934,000 | 178,032,000 | 181,301,000 | 165,253,000 |
| Noninterest-bearing deposits | 32,738,000 | 32,021,000 | 38,541,000 | 36,091,000 |
| Equity capital | 25,184,000 | 25,458,000 | 25,834,000 | 25,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,927,000 | 7,337,000 | 9,684,000 |
| Interest expense | 552,000 | 1,101,000 | 1,631,000 | 2,072,000 |
| Net interest income | 1,879,000 | 3,826,000 | 5,706,000 | 7,612,000 |
| Noninterest income | 209,000 | 31,000 | 167,000 | 705,000 |
| Noninterest expense | 1,902,000 | 3,753,000 | 5,595,000 | 7,265,000 |
| Provision for loan losses | 60,000 | 60,000 | 90,000 | 1,110,000 |
| Pretax income | 176,000 | 94,000 | 238,000 | 197,000 |
| Income tax | 71,000 | 44,000 | 99,000 | 94,000 |
| Net income | 105,000 | 50,000 | 139,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,252,000 | 19,259,000 | 19,509,000 | 19,186,000 |
| Total capital | 21,612,000 | 21,482,000 | 21,681,000 | 21,283,000 |
| Risk-weighted assets | 188,434,000 | 177,829,000 | 172,426,000 | 166,011,000 |