Call reports 2008
FLORIDA BANK OF COMMERCE — 2008
What FLORIDA BANK OF COMMERCE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 122,372,000 | 130,408,000 | 146,241,000 | 156,787,000 |
| Total loans | 97,950,000 | 106,860,000 | 113,768,000 | 120,840,000 |
| Allowance for loan losses | 1,117,000 | 1,231,000 | 1,407,000 | 1,780,000 |
| Securities available for sale | 13,751,000 | 12,990,000 | 12,898,000 | 13,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,665,000 | 105,097,000 | 111,555,000 | 120,047,000 |
| Interest-bearing deposits | 87,272,000 | 89,871,000 | 97,272,000 | 103,860,000 |
| Noninterest-bearing deposits | 16,393,000 | 15,226,000 | 14,283,000 | 16,187,000 |
| Equity capital | 16,993,000 | 16,491,000 | 16,316,000 | 16,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,452,000 | 5,273,000 | 7,177,000 |
| Interest expense | 841,000 | 1,630,000 | 2,486,000 | 3,349,000 |
| Net interest income | 943,000 | 1,822,000 | 2,787,000 | 3,828,000 |
| Noninterest income | 64,000 | 124,000 | 166,000 | 194,000 |
| Noninterest expense | 1,100,000 | 2,228,000 | 3,476,000 | 5,080,000 |
| Provision for loan losses | 64,000 | 178,000 | 354,000 | 727,000 |
| Pretax income | -157,000 | -460,000 | -877,000 | -1,785,000 |
| Income tax | -56,000 | -164,000 | -319,000 | -656,000 |
| Net income | -101,000 | -296,000 | -558,000 | -1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,670,000 | 16,493,000 | 15,230,000 | 14,495,000 |
| Total capital | 17,787,000 | 17,724,000 | 16,637,000 | 16,216,000 |
| Risk-weighted assets | 109,190,000 | 117,154,000 | 129,711,000 | 137,640,000 |
Machine access — free, no API key
Every figure shown here about FLORIDA BANK OF COMMERCE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.