Call reports 2014
TEXAS STAR BANK, SSB — 2014
What TEXAS STAR BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,880,000 | 99,295,000 | 109,201,000 | 118,290,000 |
| Total loans | 86,168,000 | 88,615,000 | 96,253,000 | 100,783,000 |
| Allowance for loan losses | 314,000 | 312,000 | 327,000 | 342,000 |
| Securities available for sale | 14,000 | 13,000 | 13,000 | 13,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,369,000 | 73,719,000 | 79,388,000 | 67,730,000 |
| Interest-bearing deposits | 49,678,000 | 61,489,000 | 64,065,000 | 51,479,000 |
| Noninterest-bearing deposits | 11,691,000 | 12,230,000 | 15,323,000 | 16,251,000 |
| Equity capital | 8,963,000 | 9,294,000 | 9,710,000 | 9,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,532,000 | 4,099,000 | 5,708,000 |
| Interest expense | 150,000 | 319,000 | 497,000 | 669,000 |
| Net interest income | 963,000 | 2,213,000 | 3,602,000 | 5,039,000 |
| Noninterest income | 65,000 | 109,000 | 137,000 | 194,000 |
| Noninterest expense | 773,000 | 1,533,000 | 2,302,000 | 3,340,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 255,000 | 774,000 | 1,407,000 | 1,848,000 |
| Income tax | 89,000 | 277,000 | 494,000 | 674,000 |
| Net income | 166,000 | 497,000 | 913,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,963,000 | 9,294,000 | 9,710,000 | 9,971,000 |
| Total capital | 9,277,000 | 9,606,000 | 10,037,000 | 10,313,000 |
| Risk-weighted assets | 85,285,000 | 85,042,000 | 90,652,000 | 94,558,000 |