Call reports 2013
TEXAS STAR BANK, SSB — 2013
What TEXAS STAR BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,178,000 | 97,806,000 | 75,113,000 | 83,392,000 |
| Total loans | 86,297,000 | 84,526,000 | 58,097,000 | 70,675,000 |
| Allowance for loan losses | 314,000 | 314,000 | 314,000 | 314,000 |
| Securities available for sale | 17,000 | 17,000 | 16,000 | 14,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,736,000 | 52,906,000 | 55,705,000 | 55,642,000 |
| Interest-bearing deposits | 42,107,000 | 39,506,000 | 40,052,000 | 42,936,000 |
| Noninterest-bearing deposits | 15,629,000 | 13,400,000 | 15,653,000 | 12,706,000 |
| Equity capital | 7,972,000 | 8,418,000 | 8,694,000 | 8,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,686,000 | 3,248,000 | 4,547,000 | 5,610,000 |
| Interest expense | 162,000 | 321,000 | 488,000 | 638,000 |
| Net interest income | 1,524,000 | 2,927,000 | 4,059,000 | 4,972,000 |
| Noninterest income | 17,000 | 100,000 | 154,000 | 214,000 |
| Noninterest expense | 756,000 | 1,571,000 | 2,350,000 | 3,139,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 770,000 | 1,441,000 | 1,848,000 | 2,043,000 |
| Income tax | 262,000 | 488,000 | 618,000 | 710,000 |
| Net income | 508,000 | 953,000 | 1,230,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,972,000 | 8,418,000 | 8,694,000 | 8,797,000 |
| Total capital | 8,286,000 | 8,732,000 | 9,008,000 | 9,111,000 |
| Risk-weighted assets | 49,651,000 | 51,037,000 | 41,283,000 | 71,111,000 |