Call reports 2012
TEXAS STAR BANK, SSB — 2012
What TEXAS STAR BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,251,000 | 80,727,000 | 87,948,000 | 95,118,000 |
| Total loans | 66,798,000 | 68,931,000 | 76,337,000 | 82,588,000 |
| Allowance for loan losses | 289,000 | 289,000 | 289,000 | 299,000 |
| Securities available for sale | 1,793,000 | 21,000 | 20,000 | 18,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,894,000 | 68,196,000 | 67,495,000 | 56,026,000 |
| Interest-bearing deposits | 52,059,000 | 52,149,000 | 55,422,000 | 40,568,000 |
| Noninterest-bearing deposits | 13,835,000 | 16,047,000 | 12,073,000 | 15,458,000 |
| Equity capital | 6,324,000 | 6,656,000 | 7,062,000 | 7,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,644,000 | 4,077,000 | 5,654,000 |
| Interest expense | 274,000 | 502,000 | 717,000 | 905,000 |
| Net interest income | 1,063,000 | 2,142,000 | 3,360,000 | 4,749,000 |
| Noninterest income | 43,000 | 91,000 | 142,000 | 199,000 |
| Noninterest expense | 625,000 | 1,262,000 | 1,914,000 | 2,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 481,000 | 971,000 | 1,588,000 | 2,206,000 |
| Income tax | 164,000 | 332,000 | 543,000 | 758,000 |
| Net income | 317,000 | 639,000 | 1,045,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,334,000 | 6,656,000 | 7,062,000 | 7,464,000 |
| Total capital | 6,623,000 | 6,945,000 | 7,351,000 | 7,763,000 |
| Risk-weighted assets | 38,700,000 | 41,643,000 | 45,161,000 | 48,244,000 |