Call reports 2011
TEXAS STAR BANK, SSB — 2011
What TEXAS STAR BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,218,000 | 64,289,000 | 72,501,000 | 75,989,000 |
| Total loans | 42,911,000 | 50,529,000 | 59,930,000 | 64,775,000 |
| Allowance for loan losses | 356,000 | 292,000 | 289,000 | 289,000 |
| Securities available for sale | 5,161,000 | 5,125,000 | 5,025,000 | 5,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,592,000 | 44,699,000 | 59,677,000 | 61,943,000 |
| Interest-bearing deposits | 39,311,000 | 37,181,000 | 51,184,000 | 51,182,000 |
| Noninterest-bearing deposits | 6,281,000 | 7,518,000 | 8,493,000 | 10,761,000 |
| Equity capital | 5,528,000 | 5,651,000 | 5,862,000 | 6,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,735,000 | 2,739,000 | 3,992,000 |
| Interest expense | 309,000 | 606,000 | 908,000 | 1,188,000 |
| Net interest income | 567,000 | 1,129,000 | 1,831,000 | 2,804,000 |
| Noninterest income | 94,000 | 187,000 | 277,000 | 297,000 |
| Noninterest expense | 553,000 | 1,119,000 | 1,729,000 | 2,477,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 197,000 | 446,000 | 691,000 |
| Income tax | 37,000 | 63,000 | 148,000 | 237,000 |
| Net income | 71,000 | 134,000 | 298,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,634,000 | 5,697,000 | 5,861,000 | 6,016,000 |
| Total capital | 5,990,000 | 5,989,000 | 6,150,000 | 6,305,000 |
| Risk-weighted assets | 32,651,000 | 33,993,000 | 38,637,000 | 38,812,000 |