Call reports 2010
TEXAS STAR BANK, SSB — 2010
What TEXAS STAR BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,914,000 | 69,068,000 | 70,292,000 | 67,913,000 |
| Total loans | 46,507,000 | 55,408,000 | 55,776,000 | 54,335,000 |
| Allowance for loan losses | 318,000 | 328,000 | 340,000 | 356,000 |
| Securities available for sale | 10,738,000 | 5,741,000 | 5,681,000 | 5,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,671,000 | 51,857,000 | 51,850,000 | 49,207,000 |
| Interest-bearing deposits | 43,622,000 | 45,887,000 | 45,374,000 | 42,866,000 |
| Noninterest-bearing deposits | 7,049,000 | 5,970,000 | 6,476,000 | 6,341,000 |
| Equity capital | 5,030,000 | 5,152,000 | 5,363,000 | 5,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,877,000 | 3,015,000 | 4,188,000 |
| Interest expense | 354,000 | 705,000 | 1,046,000 | 1,379,000 |
| Net interest income | 524,000 | 1,172,000 | 1,969,000 | 2,809,000 |
| Noninterest income | 54,000 | 113,000 | 184,000 | 356,000 |
| Noninterest expense | 539,000 | 1,043,000 | 1,588,000 | 2,341,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 107,000 | 382,000 | 774,000 | 1,023,000 |
| Income tax | 36,000 | 137,000 | 269,000 | 352,000 |
| Net income | 71,000 | 245,000 | 505,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,963,000 | 5,137,000 | 5,397,000 | 5,563,000 |
| Total capital | 5,281,000 | 5,465,000 | 5,737,000 | 5,919,000 |
| Risk-weighted assets | 35,051,000 | 36,634,000 | 36,686,000 | 37,877,000 |