Call reports 2009
TEXAS STAR BANK, SSB — 2009
What TEXAS STAR BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,606,000 | 75,860,000 | 74,198,000 | 68,839,000 |
| Total loans | 53,644,000 | 57,643,000 | 54,473,000 | 51,202,000 |
| Allowance for loan losses | 251,000 | 255,000 | 192,000 | 310,000 |
| Securities available for sale | 12,099,000 | 12,160,000 | 9,679,000 | 10,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,371,000 | 53,383,000 | 49,075,000 | 48,963,000 |
| Interest-bearing deposits | 45,706,000 | 46,613,000 | 42,635,000 | 42,072,000 |
| Noninterest-bearing deposits | 5,665,000 | 6,770,000 | 6,440,000 | 6,891,000 |
| Equity capital | 4,708,000 | 4,725,000 | 4,975,000 | 5,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,156,000 | 3,279,000 | 4,382,000 |
| Interest expense | 520,000 | 1,047,000 | 1,529,000 | 2,005,000 |
| Net interest income | 545,000 | 1,109,000 | 1,750,000 | 2,377,000 |
| Noninterest income | 41,000 | 82,000 | 138,000 | 183,000 |
| Noninterest expense | 473,000 | 958,000 | 1,463,000 | 2,027,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 169,000 |
| Pretax income | 346,000 | 451,000 | 644,000 | 628,000 |
| Income tax | 118,000 | 154,000 | 220,000 | 217,000 |
| Net income | 228,000 | 297,000 | 424,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,709,000 | 4,777,000 | 4,905,000 | 4,892,000 |
| Total capital | 4,960,000 | 5,032,000 | 5,097,000 | 5,202,000 |
| Risk-weighted assets | 45,811,000 | 42,470,000 | 40,450,000 | 40,586,000 |