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Call report 2025Q4

KALAMAZOO COUNTY STATE BANK — 2025Q4

The 22 measures KALAMAZOO COUNTY STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.

PERIOD: 2025Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/53826c5c-581f-4418-8b85-06eaff44221d/2025Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets119,879,000USDevidence →
Total loans56,106,000USDevidence →
Allowance for loan losses510,000USDevidence →
Securities available for sale42,789,000USDevidence →
Securities held to maturity4,865,000USDevidence →
Trading assets0USDevidence →
Total deposits106,677,000USDevidence →
Interest-bearing deposits66,891,000USDevidence →
Noninterest-bearing deposits39,786,000USDevidence →
Equity capital12,435,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income5,188,000USDevidence →
Interest expense699,000USDevidence →
Net interest income4,489,000USDevidence →
Noninterest income354,000USDevidence →
Noninterest expense3,984,000USDevidence →
Provision for loan losses97,000USDevidence →
Pretax income760,000USDevidence →
Income tax143,000USDevidence →
Net income617,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital14,113,000USDevidence →
Total capital14,636,000USDevidence →
Risk-weighted assets68,899,000USDevidence →

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