Call reports 2011
KALAMAZOO COUNTY STATE BANK — 2011
What KALAMAZOO COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,170,000 | 83,827,000 | 83,440,000 | 84,722,000 |
| Total loans | 43,366,000 | 43,739,000 | 44,872,000 | 44,890,000 |
| Allowance for loan losses | 681,000 | 731,000 | 789,000 | 646,000 |
| Securities available for sale | 29,624,000 | 30,060,000 | 30,219,000 | 29,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,096,000 | 72,326,000 | 71,861,000 | 73,047,000 |
| Interest-bearing deposits | 59,631,000 | 57,288,000 | 55,769,000 | 55,207,000 |
| Noninterest-bearing deposits | 14,465,000 | 15,038,000 | 16,092,000 | 17,840,000 |
| Equity capital | 10,770,000 | 11,116,000 | 11,385,000 | 11,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,736,000 | 2,613,000 | 3,488,000 |
| Interest expense | 114,000 | 215,000 | 306,000 | 388,000 |
| Net interest income | 762,000 | 1,521,000 | 2,307,000 | 3,100,000 |
| Noninterest income | 127,000 | 255,000 | 391,000 | 519,000 |
| Noninterest expense | 769,000 | 1,532,000 | 2,285,000 | 3,005,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 250,000 |
| Pretax income | 67,000 | 139,000 | 255,000 | 364,000 |
| Income tax | -4,000 | -27,000 | -29,000 | -37,000 |
| Net income | 71,000 | 166,000 | 284,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,620,000 | 10,715,000 | 10,834,000 | 10,815,000 |
| Total capital | 11,182,000 | 11,282,000 | 11,417,000 | 11,398,000 |
| Risk-weighted assets | 44,802,000 | 45,223,000 | 46,420,000 | 46,839,000 |
Machine access — free, no API key
Every figure shown here about KALAMAZOO COUNTY STATE BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.