Call reports 2006
KALAMAZOO COUNTY STATE BANK — 2006
What KALAMAZOO COUNTY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,886,000 | 77,135,000 | 71,626,000 | 73,493,000 |
| Total loans | 48,575,000 | 50,259,000 | 50,045,000 | 50,439,000 |
| Allowance for loan losses | 809,000 | 818,000 | 828,000 | 818,000 |
| Securities available for sale | 13,063,000 | 12,910,000 | 11,761,000 | 12,513,000 |
| Securities held to maturity | 6,771,000 | 6,596,000 | 6,596,000 | 6,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,286,000 | 65,553,000 | 60,330,000 | 59,042,000 |
| Interest-bearing deposits | 50,260,000 | 47,127,000 | 47,210,000 | 46,400,000 |
| Noninterest-bearing deposits | 13,026,000 | 18,426,000 | 13,121,000 | 12,642,000 |
| Equity capital | 9,603,000 | 9,659,000 | 9,912,000 | 10,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,138,000 | 3,259,000 | 4,347,000 |
| Interest expense | 243,000 | 528,000 | 835,000 | 1,163,000 |
| Net interest income | 799,000 | 1,610,000 | 2,424,000 | 3,184,000 |
| Noninterest income | 140,000 | 277,000 | 472,000 | 601,000 |
| Noninterest expense | 737,000 | 1,494,000 | 2,268,000 | 2,939,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 196,000 | 381,000 | 610,000 | 822,000 |
| Income tax | 43,000 | 81,000 | 135,000 | 185,000 |
| Net income | 153,000 | 300,000 | 475,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,844,000 | 9,952,000 | 10,088,000 | 10,173,000 |
| Total capital | 10,466,000 | 10,599,000 | 10,718,000 | 10,827,000 |
| Risk-weighted assets | 49,829,000 | 51,853,000 | 50,461,000 | 52,396,000 |
Machine access — free, no API key
Every figure shown here about KALAMAZOO COUNTY STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.