Call reports 2021
CITIZENS STATE BANK OF FINLEY, THE — 2021
What CITIZENS STATE BANK OF FINLEY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 139,457,000 | 141,358,000 | 136,334,000 |
| Total loans | 68,603,000 | 75,656,000 | 72,182,000 |
| Allowance for loan losses | 1,311,000 | 0 | 0 |
| Securities available for sale | 42,802,000 | 46,165,000 | 38,625,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 118,498,000 | 118,408,000 | 112,999,000 |
| Interest-bearing deposits | 85,181,000 | 87,731,000 | 81,563,000 |
| Noninterest-bearing deposits | 33,317,000 | 30,677,000 | 31,436,000 |
| Equity capital | 19,689,000 | 21,565,000 | 21,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 1,199,000 | 594,000 | 1,684,000 |
| Interest expense | 90,000 | 54,000 | 167,000 |
| Net interest income | 1,109,000 | 540,000 | 1,517,000 |
| Noninterest income | 227,000 | 36,000 | 115,000 |
| Noninterest expense | 1,055,000 | 481,000 | 1,320,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 298,000 | 96,000 | 369,000 |
| Income tax | 0 | 0 | 32,000 |
| Net income | 298,000 | 96,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 19,357,000 | 20,796,000 | 21,215,000 |
| Total capital | — | 20,796,000 | 21,215,000 |
| Risk-weighted assets | — | 89,623,000 | 83,388,000 |