Call reports 2018
CITIZENS STATE BANK OF FINLEY, THE — 2018
What CITIZENS STATE BANK OF FINLEY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 120,854,000 | 131,796,000 | 134,876,000 | 136,241,000 |
| Total loans | 73,233,000 | 82,356,000 | 86,049,000 | 86,091,000 |
| Allowance for loan losses | 1,386,000 | 1,386,000 | 1,386,000 | 1,386,000 |
| Securities available for sale | 21,326,000 | 21,757,000 | 21,150,000 | 20,889,000 |
| Securities held to maturity | 17,326,000 | 17,121,000 | 18,299,000 | 18,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,928,000 | 95,549,000 | 90,969,000 | 102,722,000 |
| Interest-bearing deposits | 78,609,000 | 75,726,000 | 70,480,000 | 76,183,000 |
| Noninterest-bearing deposits | 22,319,000 | 19,823,000 | 20,489,000 | 26,539,000 |
| Equity capital | 15,036,000 | 14,831,000 | 15,149,000 | 16,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,543,000 | 4,018,000 | 5,588,000 |
| Interest expense | 120,000 | 266,000 | 506,000 | 809,000 |
| Net interest income | 1,132,000 | 2,277,000 | 3,512,000 | 4,779,000 |
| Noninterest income | 225,000 | 426,000 | 802,000 | 1,337,000 |
| Noninterest expense | 1,082,000 | 2,156,000 | 3,240,000 | 4,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 275,000 | 547,000 | 1,074,000 | 1,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 547,000 | 1,074,000 | 1,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,328,000 | 15,180,000 | 15,713,000 | 16,291,000 |
| Total capital | 16,456,000 | 16,415,000 | 16,990,000 | 17,596,000 |
| Risk-weighted assets | 88,795,000 | 97,513,000 | 101,076,000 | 103,604,000 |