Call reports 2017
CITIZENS STATE BANK OF FINLEY, THE — 2017
What CITIZENS STATE BANK OF FINLEY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,180,000 | 132,720,000 | 135,917,000 | 131,726,000 |
| Total loans | 84,275,000 | 88,877,000 | 86,601,000 | 83,705,000 |
| Allowance for loan losses | 1,386,000 | 1,386,000 | 1,386,000 | 1,386,000 |
| Securities available for sale | 14,555,000 | 16,853,000 | 18,707,000 | 18,192,000 |
| Securities held to maturity | 19,359,000 | 18,640,000 | 17,949,000 | 17,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,654,000 | 99,544,000 | 95,205,000 | 97,424,000 |
| Interest-bearing deposits | 76,137,000 | 79,366,000 | 75,111,000 | 74,416,000 |
| Noninterest-bearing deposits | 22,517,000 | 20,178,000 | 20,094,000 | 23,008,000 |
| Equity capital | 14,381,000 | 14,392,000 | 14,733,000 | 15,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,606,000 | 4,007,000 | 5,453,000 |
| Interest expense | 117,000 | 262,000 | 428,000 | 587,000 |
| Net interest income | 1,163,000 | 2,344,000 | 3,579,000 | 4,866,000 |
| Noninterest income | 204,000 | 399,000 | 770,000 | 1,349,000 |
| Noninterest expense | 1,059,000 | 2,113,000 | 3,159,000 | 4,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 622,000 | 1,182,000 | 1,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 622,000 | 1,182,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,469,000 | 14,272,000 | 14,638,000 | 15,214,000 |
| Total capital | 15,743,000 | 15,566,000 | 15,932,000 | 16,464,000 |
| Risk-weighted assets | 101,129,000 | 102,610,000 | 102,508,000 | 98,801,000 |