Call reports 2012
MILLENNIUM BANK — 2012
What MILLENNIUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 256,658,000 | 251,022,000 |
| Total loans | 168,668,000 | 170,926,000 |
| Allowance for loan losses | 4,400,000 | 4,457,000 |
| Securities available for sale | 66,201,000 | 59,980,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 229,162,000 | 225,887,000 |
| Interest-bearing deposits | 200,256,000 | 196,414,000 |
| Noninterest-bearing deposits | 28,906,000 | 29,473,000 |
| Equity capital | 17,731,000 | 17,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 2,860,000 | 5,637,000 |
| Interest expense | 493,000 | 946,000 |
| Net interest income | 2,367,000 | 4,691,000 |
| Noninterest income | 278,000 | 466,000 |
| Noninterest expense | 2,441,000 | 4,761,000 |
| Provision for loan losses | 533,000 | 1,249,000 |
| Pretax income | -329,000 | -579,000 |
| Income tax | 0 | 0 |
| Net income | -329,000 | -579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 16,870,000 | 16,629,000 |
| Total capital | 19,241,000 | 18,922,000 |
| Risk-weighted assets | 187,656,000 | 181,299,000 |