Call reports 2011
MILLENNIUM BANK — 2011
What MILLENNIUM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 270,426,000 | 258,715,000 | 255,900,000 | 256,739,000 |
| Total loans | 184,470,000 | 183,886,000 | 174,137,000 | 171,761,000 |
| Allowance for loan losses | 5,801,000 | 5,040,000 | 5,378,000 | 4,756,000 |
| Securities available for sale | 67,938,000 | 57,198,000 | 57,984,000 | 55,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,338,000 | 230,145,000 | 227,668,000 | 228,624,000 |
| Interest-bearing deposits | 210,646,000 | 204,626,000 | 202,868,000 | 200,907,000 |
| Noninterest-bearing deposits | 26,692,000 | 25,519,000 | 24,800,000 | 27,717,000 |
| Equity capital | 19,089,000 | 18,712,000 | 19,298,000 | 18,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,583,000 | 9,745,000 | 12,699,000 |
| Interest expense | 769,000 | 1,449,000 | 2,079,000 | 2,647,000 |
| Net interest income | 2,528,000 | 5,134,000 | 7,666,000 | 10,052,000 |
| Noninterest income | 189,000 | 259,000 | 307,000 | 287,000 |
| Noninterest expense | 2,378,000 | 4,900,000 | 7,326,000 | 9,761,000 |
| Provision for loan losses | 755,000 | 1,972,000 | 2,511,000 | 3,238,000 |
| Pretax income | -416,000 | -967,000 | -1,160,000 | -1,750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -416,000 | -967,000 | -1,160,000 | -1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,477,000 | 17,947,000 | 17,762,000 | 17,187,000 |
| Total capital | 21,036,000 | 20,417,000 | 20,162,000 | 19,535,000 |
| Risk-weighted assets | 201,515,000 | 195,070,000 | 188,983,000 | 185,478,000 |