Call reports 2020
LINKBANK — 2020
What LINKBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 247,478,000 | 339,229,000 | 367,457,000 | 424,103,000 |
| Total loans | 193,953,000 | 288,232,000 | 323,331,000 | 327,391,000 |
| Allowance for loan losses | 3,644,000 | 3,766,000 | 4,004,000 | 4,177,000 |
| Securities available for sale | 5,123,000 | 4,968,000 | 4,610,000 | 79,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,554,000 | 221,062,000 | 258,362,000 | 297,117,000 |
| Interest-bearing deposits | 183,863,000 | 179,826,000 | 215,575,000 | 240,680,000 |
| Noninterest-bearing deposits | 22,691,000 | 41,236,000 | 42,787,000 | 56,437,000 |
| Equity capital | 30,066,000 | 30,609,000 | 46,009,000 | 46,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 6,182,000 | 9,281,000 | 12,559,000 |
| Interest expense | 970,000 | 1,903,000 | 2,552,000 | 3,121,000 |
| Net interest income | 1,345,000 | 4,279,000 | 6,729,000 | 9,438,000 |
| Noninterest income | 147,000 | 276,000 | 455,000 | 748,000 |
| Noninterest expense | 2,038,000 | 4,519,000 | 6,534,000 | 8,945,000 |
| Provision for loan losses | 1,950,000 | 2,065,000 | 2,310,000 | 2,470,000 |
| Pretax income | -2,496,000 | -2,029,000 | -1,660,000 | -1,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,496,000 | -2,029,000 | -1,660,000 | -1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,607,000 | 29,101,000 | 44,497,000 | 44,958,000 |
| Total capital | 31,122,000 | 31,895,000 | 47,790,000 | 48,810,000 |
| Risk-weighted assets | 200,063,000 | 222,550,000 | 262,673,000 | 307,795,000 |