Call reports 2019
LINKBANK — 2019
What LINKBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 97,475,000 | 118,764,000 | 195,055,000 | 233,500,000 |
| Total loans | 48,578,000 | 77,870,000 | 110,388,000 | 168,482,000 |
| Allowance for loan losses | 237,000 | 637,000 | 953,000 | 1,689,000 |
| Securities available for sale | 0 | 0 | 0 | 46,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,949,000 | 85,918,000 | 160,082,000 | 193,078,000 |
| Interest-bearing deposits | 41,836,000 | 72,636,000 | 151,028,000 | 176,029,000 |
| Noninterest-bearing deposits | 21,113,000 | 13,282,000 | 9,054,000 | 17,050,000 |
| Equity capital | 33,665,000 | 31,909,000 | 34,103,000 | 32,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,919,000 | 3,512,000 | 5,587,000 |
| Interest expense | 60,000 | 160,000 | 755,000 | 1,710,000 |
| Net interest income | 838,000 | 1,759,000 | 2,757,000 | 3,877,000 |
| Noninterest income | 43,000 | 101,000 | 202,000 | 423,000 |
| Noninterest expense | 1,869,000 | 4,219,000 | 6,318,000 | 8,588,000 |
| Provision for loan losses | 180,000 | 565,000 | 875,000 | 1,605,000 |
| Pretax income | -1,168,000 | -2,924,000 | -4,234,000 | -5,893,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,168,000 | -2,924,000 | -4,234,000 | -5,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,244,000 | 30,490,000 | 32,694,000 | 31,066,000 |
| Total capital | 32,491,000 | 31,137,000 | 33,656,000 | 32,780,000 |
| Risk-weighted assets | 54,301,000 | 83,662,000 | 114,710,000 | 172,908,000 |