Call reports 2016
LINKBANK — 2016
What LINKBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 112,180,000 | 103,088,000 | 92,781,000 | 84,807,000 |
| Total loans | 71,686,000 | 69,253,000 | 65,179,000 | 58,587,000 |
| Allowance for loan losses | 1,750,000 | 1,450,000 | 1,494,000 | 734,000 |
| Securities available for sale | 23,538,000 | 16,233,000 | 9,569,000 | 8,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,380,000 | 85,719,000 | 75,739,000 | 68,793,000 |
| Interest-bearing deposits | 90,542,000 | 81,731,000 | 71,879,000 | 65,757,000 |
| Noninterest-bearing deposits | 3,838,000 | 3,989,000 | 3,860,000 | 3,036,000 |
| Equity capital | 7,358,000 | 7,048,000 | 6,665,000 | 5,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 1,937,000 | 2,733,000 | 3,464,000 |
| Interest expense | 244,000 | 483,000 | 704,000 | 910,000 |
| Net interest income | 815,000 | 1,454,000 | 2,029,000 | 2,554,000 |
| Noninterest income | 59,000 | 34,000 | 24,000 | 85,000 |
| Noninterest expense | 977,000 | 1,917,000 | 2,886,000 | 3,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 624,000 |
| Pretax income | -103,000 | -429,000 | -827,000 | -1,760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -103,000 | -429,000 | -827,000 | -1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,220,000 | 6,893,000 | 6,496,000 | 5,562,000 |
| Total capital | 8,132,000 | 7,783,000 | 7,327,000 | 6,306,000 |
| Risk-weighted assets | 72,085,000 | 70,630,000 | 65,842,000 | 60,183,000 |