Call reports 2015
LINKBANK — 2015
What LINKBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,842,000 | 130,784,000 | 121,770,000 | 115,796,000 |
| Total loans | 91,080,000 | 87,744,000 | 81,471,000 | 76,630,000 |
| Allowance for loan losses | 1,805,000 | 1,800,000 | 1,652,000 | 1,382,000 |
| Securities available for sale | 31,752,000 | 27,258,000 | 26,921,000 | 25,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,765,000 | 107,593,000 | 103,845,000 | 98,634,000 |
| Interest-bearing deposits | 115,089,000 | 102,050,000 | 99,406,000 | 94,016,000 |
| Noninterest-bearing deposits | 5,676,000 | 5,543,000 | 4,439,000 | 4,618,000 |
| Equity capital | 8,276,000 | 7,694,000 | 7,290,000 | 6,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,541,000 | 3,636,000 | 4,693,000 |
| Interest expense | 310,000 | 606,000 | 889,000 | 1,161,000 |
| Net interest income | 910,000 | 1,935,000 | 2,747,000 | 3,532,000 |
| Noninterest income | 148,000 | 244,000 | 243,000 | 277,000 |
| Noninterest expense | 1,284,000 | 2,505,000 | 4,093,000 | 5,169,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | -204,000 | -301,000 | -1,228,000 | -1,485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -204,000 | -301,000 | -1,228,000 | -1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,602,000 | 8,505,000 | 7,580,000 | 7,323,000 |
| Total capital | 9,813,000 | 9,645,000 | 8,615,000 | 8,313,000 |
| Risk-weighted assets | 95,832,000 | 90,545,000 | 82,189,000 | 78,837,000 |