Call reports 2012
LINKBANK — 2012
What LINKBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 280,606,000 | 274,388,000 | 248,198,000 | 229,951,000 |
| Total loans | 207,203,000 | 192,543,000 | 172,845,000 | 152,550,000 |
| Allowance for loan losses | 6,515,000 | 6,215,000 | 4,754,000 | 3,342,000 |
| Securities available for sale | 23,204,000 | 21,624,000 | 30,604,000 | 34,914,000 |
| Securities held to maturity | 6,237,000 | 5,554,000 | 4,886,000 | 4,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,644,000 | 250,162,000 | 223,914,000 | 206,463,000 |
| Interest-bearing deposits | 248,586,000 | 242,042,000 | 217,503,000 | 199,635,000 |
| Noninterest-bearing deposits | 7,059,000 | 8,120,000 | 6,411,000 | 6,828,000 |
| Equity capital | 13,805,000 | 13,062,000 | 13,302,000 | 12,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,186,000 | 6,134,000 | 9,015,000 | 11,528,000 |
| Interest expense | 980,000 | 1,799,000 | 2,502,000 | 3,100,000 |
| Net interest income | 2,206,000 | 4,335,000 | 6,513,000 | 8,428,000 |
| Noninterest income | -329,000 | -613,000 | -437,000 | -730,000 |
| Noninterest expense | 2,798,000 | 4,979,000 | 7,019,000 | 8,943,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,100,000 | 1,200,000 |
| Pretax income | -1,095,000 | -1,931,000 | -1,571,000 | -1,750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,095,000 | -1,931,000 | -1,571,000 | -1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,141,000 | 12,305,000 | 12,665,000 | 12,486,000 |
| Total capital | 15,733,000 | 14,717,000 | 14,901,000 | 14,491,000 |
| Risk-weighted assets | 203,335,000 | 188,981,000 | 176,212,000 | 158,871,000 |