Call reports 2016
NATIONAL BANK OF GEORGIA, THE — 2016
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 406,463,000 | 416,233,000 | 415,320,000 |
| Total loans | 333,201,000 | 346,159,000 | 356,946,000 |
| Allowance for loan losses | 4,359,000 | 4,371,000 | 4,448,000 |
| Securities available for sale | 7,188,000 | 6,896,000 | 6,594,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 314,799,000 | 323,661,000 | 323,196,000 |
| Interest-bearing deposits | 266,759,000 | 272,349,000 | 268,231,000 |
| Noninterest-bearing deposits | 48,040,000 | 51,312,000 | 54,965,000 |
| Equity capital | 40,937,000 | 42,197,000 | 43,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 4,229,000 | 8,561,000 | 13,016,000 |
| Interest expense | 687,000 | 1,420,000 | 2,168,000 |
| Net interest income | 3,542,000 | 7,141,000 | 10,848,000 |
| Noninterest income | 299,000 | 649,000 | 1,043,000 |
| Noninterest expense | 1,988,000 | 3,977,000 | 5,970,000 |
| Provision for loan losses | 24,000 | 24,000 | 119,000 |
| Pretax income | 1,835,000 | 3,795,000 | 5,808,000 |
| Income tax | 679,000 | 1,401,000 | 2,141,000 |
| Net income | 1,156,000 | 2,394,000 | 3,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 40,883,000 | 42,123,000 | 43,394,000 |
| Total capital | 45,133,000 | 46,494,000 | 47,842,000 |
| Risk-weighted assets | 339,945,000 | 354,578,000 | 362,782,000 |