Call reports 2014
NATIONAL BANK OF GEORGIA, THE — 2014
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 359,466,000 | 367,173,000 | 352,677,000 | 361,642,000 |
| Total loans | 302,011,000 | 303,119,000 | 306,859,000 | 315,816,000 |
| Allowance for loan losses | 4,095,000 | 4,148,000 | 4,155,000 | 4,231,000 |
| Securities available for sale | 12,959,000 | 12,822,000 | 12,534,000 | 12,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,542,000 | 294,516,000 | 296,749,000 | 294,391,000 |
| Interest-bearing deposits | 251,746,000 | 264,024,000 | 260,923,000 | 260,649,000 |
| Noninterest-bearing deposits | 30,796,000 | 30,492,000 | 35,826,000 | 33,742,000 |
| Equity capital | 32,876,000 | 33,475,000 | 34,428,000 | 35,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,967,000 | 8,001,000 | 12,060,000 | 16,033,000 |
| Interest expense | 677,000 | 1,381,000 | 2,007,000 | 2,616,000 |
| Net interest income | 3,290,000 | 6,620,000 | 10,053,000 | 13,417,000 |
| Noninterest income | 239,000 | 655,000 | 998,000 | 1,203,000 |
| Noninterest expense | 1,929,000 | 3,899,000 | 6,203,000 | 8,191,000 |
| Provision for loan losses | 86,000 | 86,000 | 86,000 | 135,000 |
| Pretax income | 1,514,000 | 3,290,000 | 4,762,000 | 6,294,000 |
| Income tax | 550,000 | 1,200,000 | 1,735,000 | 2,292,000 |
| Net income | 964,000 | 2,090,000 | 3,027,000 | 4,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,038,000 | 33,564,000 | 34,501,000 | 35,476,000 |
| Total capital | 36,703,000 | 37,235,000 | 38,225,000 | 39,334,000 |
| Risk-weighted assets | 292,790,000 | 293,196,000 | 297,481,000 | 308,266,000 |