Call reports 2013
NATIONAL BANK OF GEORGIA, THE — 2013
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,070,000 | 334,015,000 | 321,766,000 | 328,682,000 |
| Total loans | 270,534,000 | 272,469,000 | 275,091,000 | 286,230,000 |
| Allowance for loan losses | 3,767,000 | 3,837,000 | 3,877,000 | 4,013,000 |
| Securities available for sale | 17,247,000 | 18,721,000 | 20,039,000 | 14,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,581,000 | 269,237,000 | 256,204,000 | 252,865,000 |
| Interest-bearing deposits | 240,322,000 | 241,719,000 | 229,380,000 | 225,240,000 |
| Noninterest-bearing deposits | 25,259,000 | 27,518,000 | 26,824,000 | 27,625,000 |
| Equity capital | 30,225,000 | 30,785,000 | 31,569,000 | 31,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,732,000 | 7,525,000 | 11,379,000 | 15,271,000 |
| Interest expense | 627,000 | 1,282,000 | 1,932,000 | 2,584,000 |
| Net interest income | 3,105,000 | 6,243,000 | 9,447,000 | 12,687,000 |
| Noninterest income | 353,000 | 604,000 | 718,000 | 560,000 |
| Noninterest expense | 2,056,000 | 4,068,000 | 6,000,000 | 7,925,000 |
| Provision for loan losses | 157,000 | 157,000 | 157,000 | 314,000 |
| Pretax income | 1,256,000 | 2,633,000 | 4,019,000 | 4,929,000 |
| Income tax | 453,000 | 952,000 | 1,454,000 | 1,777,000 |
| Net income | 803,000 | 1,681,000 | 2,565,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,025,000 | 30,903,000 | 31,786,000 | 32,074,000 |
| Total capital | 33,343,000 | 34,256,000 | 35,174,000 | 35,548,000 |
| Risk-weighted assets | 264,993,000 | 267,758,000 | 270,531,000 | 277,411,000 |