Call reports 2012
NATIONAL BANK OF GEORGIA, THE — 2012
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 303,346,000 | 304,321,000 | 305,902,000 | 315,866,000 |
| Total loans | 239,256,000 | 247,627,000 | 254,967,000 | 252,351,000 |
| Allowance for loan losses | 3,804,000 | 3,700,000 | 3,721,000 | 3,710,000 |
| Securities available for sale | 12,310,000 | 20,400,000 | 19,731,000 | 24,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,620,000 | 248,093,000 | 248,920,000 | 258,249,000 |
| Interest-bearing deposits | 226,521,000 | 226,951,000 | 224,824,000 | 231,711,000 |
| Noninterest-bearing deposits | 21,099,000 | 21,142,000 | 24,096,000 | 26,538,000 |
| Equity capital | 27,803,000 | 28,273,000 | 28,874,000 | 29,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,864,000 | 7,535,000 | 11,227,000 | 14,936,000 |
| Interest expense | 700,000 | 1,375,000 | 2,038,000 | 2,697,000 |
| Net interest income | 3,164,000 | 6,160,000 | 9,189,000 | 12,239,000 |
| Noninterest income | 119,000 | 71,000 | 146,000 | 159,000 |
| Noninterest expense | 1,834,000 | 3,789,000 | 6,011,000 | 8,032,000 |
| Provision for loan losses | 225,000 | 664,000 | 750,000 | 750,000 |
| Pretax income | 1,224,000 | 1,778,000 | 2,574,000 | 3,616,000 |
| Income tax | 441,000 | 629,000 | 909,000 | 1,281,000 |
| Net income | 783,000 | 1,149,000 | 1,665,000 | 2,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,670,000 | 28,036,000 | 28,552,000 | 29,221,000 |
| Total capital | 30,576,000 | 31,123,000 | 31,687,000 | 32,305,000 |
| Risk-weighted assets | 231,551,000 | 246,353,000 | 250,179,000 | 246,097,000 |