Call reports 2011
NATIONAL BANK OF GEORGIA, THE — 2011
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 287,719,000 | 301,984,000 | 304,375,000 | 310,576,000 |
| Total loans | 235,482,000 | 242,834,000 | 249,336,000 | 247,107,000 |
| Allowance for loan losses | 3,646,000 | 3,805,000 | 3,883,000 | 3,700,000 |
| Securities available for sale | 3,782,000 | 3,837,000 | 2,234,000 | 12,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,485,000 | 247,419,000 | 250,061,000 | 255,758,000 |
| Interest-bearing deposits | 215,869,000 | 228,882,000 | 229,477,000 | 231,833,000 |
| Noninterest-bearing deposits | 17,616,000 | 18,537,000 | 20,584,000 | 23,925,000 |
| Equity capital | 26,447,000 | 26,828,000 | 26,638,000 | 26,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,758,000 | 7,495,000 | 11,222,000 | 14,780,000 |
| Interest expense | 978,000 | 1,934,000 | 2,890,000 | 3,858,000 |
| Net interest income | 2,780,000 | 5,561,000 | 8,332,000 | 10,922,000 |
| Noninterest income | 11,000 | 185,000 | 400,000 | 807,000 |
| Noninterest expense | 1,762,000 | 3,818,000 | 5,817,000 | 7,746,000 |
| Provision for loan losses | 47,000 | 458,000 | 1,709,000 | 2,275,000 |
| Pretax income | 982,000 | 1,470,000 | 1,233,000 | 1,735,000 |
| Income tax | 350,000 | 513,000 | 402,000 | 571,000 |
| Net income | 632,000 | 957,000 | 831,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,356,000 | 26,680,000 | 26,554,000 | 26,887,000 |
| Total capital | 29,180,000 | 29,581,000 | 29,483,000 | 29,857,000 |
| Risk-weighted assets | 225,090,000 | 231,146,000 | 233,351,000 | 236,840,000 |