Call reports 2010
NATIONAL BANK OF GEORGIA, THE — 2010
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 293,826,000 | 300,262,000 | 306,790,000 | 304,778,000 |
| Total loans | 254,246,000 | 255,682,000 | 249,761,000 | 240,587,000 |
| Allowance for loan losses | 4,212,000 | 4,080,000 | 3,907,000 | 3,635,000 |
| Securities available for sale | 4,639,000 | 4,737,000 | 3,832,000 | 3,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,240,000 | 246,864,000 | 253,092,000 | 251,346,000 |
| Interest-bearing deposits | 220,309,000 | 230,677,000 | 235,257,000 | 233,997,000 |
| Noninterest-bearing deposits | 15,931,000 | 16,187,000 | 17,835,000 | 17,349,000 |
| Equity capital | 25,066,000 | 25,735,000 | 25,821,000 | 25,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,972,000 | 7,887,000 | 11,792,000 | 15,826,000 |
| Interest expense | 1,359,000 | 2,733,000 | 4,118,000 | 5,529,000 |
| Net interest income | 2,613,000 | 5,154,000 | 7,674,000 | 10,297,000 |
| Noninterest income | -108,000 | -92,000 | 91,000 | -545,000 |
| Noninterest expense | 1,703,000 | 3,396,000 | 5,046,000 | 6,943,000 |
| Provision for loan losses | 138,000 | 511,000 | 1,578,000 | 1,690,000 |
| Pretax income | 664,000 | 1,155,000 | 1,125,000 | 1,103,000 |
| Income tax | 230,000 | 394,000 | 362,000 | 332,000 |
| Net income | 434,000 | 761,000 | 763,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,113,000 | 25,713,000 | 25,716,000 | 25,723,000 |
| Total capital | 28,251,000 | 28,857,000 | 28,829,000 | 28,699,000 |
| Risk-weighted assets | 249,927,000 | 250,548,000 | 248,233,000 | 237,451,000 |