Call reports 2008
NATIONAL BANK OF GEORGIA, THE — 2008
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 223,228,000 | 232,459,000 | 251,247,000 | 263,717,000 |
| Total loans | 199,899,000 | 211,589,000 | 223,306,000 | 241,998,000 |
| Allowance for loan losses | 2,225,000 | 2,288,000 | 2,404,000 | 3,771,000 |
| Securities available for sale | 5,764,000 | 6,992,000 | 6,691,000 | 6,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,729,000 | 173,631,000 | 189,629,000 | 205,812,000 |
| Interest-bearing deposits | 149,185,000 | 156,288,000 | 171,943,000 | 187,367,000 |
| Noninterest-bearing deposits | 15,544,000 | 17,343,000 | 17,686,000 | 18,445,000 |
| Equity capital | 20,641,000 | 21,069,000 | 21,443,000 | 21,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,859,000 | 7,529,000 | 11,326,000 | 15,135,000 |
| Interest expense | 1,593,000 | 3,026,000 | 4,573,000 | 6,124,000 |
| Net interest income | 2,266,000 | 4,503,000 | 6,753,000 | 9,011,000 |
| Noninterest income | 302,000 | 569,000 | 844,000 | 1,002,000 |
| Noninterest expense | 1,464,000 | 2,872,000 | 4,315,000 | 5,720,000 |
| Provision for loan losses | 379,000 | 541,000 | 756,000 | 2,327,000 |
| Pretax income | 725,000 | 1,659,000 | 2,526,000 | 1,966,000 |
| Income tax | 255,000 | 586,000 | 893,000 | 659,000 |
| Net income | 470,000 | 1,073,000 | 1,633,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,773,000 | 21,375,000 | 21,936,000 | 21,609,000 |
| Total capital | 22,998,000 | 23,663,000 | 24,340,000 | 24,419,000 |
| Risk-weighted assets | 187,763,000 | 199,408,000 | 210,905,000 | 223,840,000 |