Call reports 2007
NATIONAL BANK OF GEORGIA, THE — 2007
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 182,313,000 | 188,802,000 | 203,528,000 | 204,579,000 |
| Total loans | 163,512,000 | 170,086,000 | 187,214,000 | 187,518,000 |
| Allowance for loan losses | 1,985,000 | 2,026,000 | 2,094,000 | 2,098,000 |
| Securities available for sale | 1,052,000 | 1,024,000 | 1,031,000 | 1,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,311,000 | 160,691,000 | 158,255,000 | 158,456,000 |
| Interest-bearing deposits | 137,441,000 | 144,705,000 | 142,699,000 | 140,209,000 |
| Noninterest-bearing deposits | 16,870,000 | 15,986,000 | 15,556,000 | 18,247,000 |
| Equity capital | 18,035,000 | 18,975,000 | 19,750,000 | 20,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,095,000 | 11,052,000 | 14,985,000 |
| Interest expense | 1,624,000 | 3,268,000 | 5,147,000 | 6,957,000 |
| Net interest income | 1,902,000 | 3,827,000 | 5,905,000 | 8,028,000 |
| Noninterest income | 343,000 | 627,000 | 1,404,000 | 1,702,000 |
| Noninterest expense | 1,913,000 | 3,040,000 | 4,630,000 | 6,069,000 |
| Provision for loan losses | 54,000 | 95,000 | 210,000 | 354,000 |
| Pretax income | 278,000 | 1,319,000 | 2,469,000 | 3,307,000 |
| Income tax | 86,000 | 427,000 | 809,000 | 1,073,000 |
| Net income | 192,000 | 892,000 | 1,660,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,011,000 | 18,965,000 | 19,728,000 | 20,302,000 |
| Total capital | 19,903,000 | 20,946,000 | 21,822,000 | 22,400,000 |
| Risk-weighted assets | 151,356,000 | 158,526,000 | 170,139,000 | 173,990,000 |