Call reports 2003
NATIONAL BANK OF GEORGIA, THE — 2003
What NATIONAL BANK OF GEORGIA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,061,000 | 115,902,000 | 122,635,000 | 129,982,000 |
| Total loans | 78,839,000 | 91,714,000 | 107,080,000 | 111,506,000 |
| Allowance for loan losses | 1,034,000 | 1,107,000 | 1,304,000 | 1,373,000 |
| Securities available for sale | 3,089,000 | 2,888,000 | 1,975,000 | 1,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,237,000 | 97,939,000 | 98,426,000 | 109,328,000 |
| Interest-bearing deposits | 70,179,000 | 90,693,000 | 89,587,000 | 95,319,000 |
| Noninterest-bearing deposits | 7,058,000 | 7,246,000 | 8,839,000 | 14,009,000 |
| Equity capital | 7,601,000 | 10,692,000 | 10,901,000 | 11,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,584,000 | 4,164,000 | 5,784,000 |
| Interest expense | 495,000 | 1,014,000 | 1,592,000 | 2,179,000 |
| Net interest income | 745,000 | 1,570,000 | 2,572,000 | 3,605,000 |
| Noninterest income | 236,000 | 476,000 | 742,000 | 911,000 |
| Noninterest expense | 674,000 | 1,404,000 | 2,185,000 | 2,940,000 |
| Provision for loan losses | 90,000 | 173,000 | 373,000 | 443,000 |
| Pretax income | 217,000 | 469,000 | 756,000 | 1,133,000 |
| Income tax | 75,000 | 161,000 | 260,000 | 424,000 |
| Net income | 142,000 | 308,000 | 496,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,496,000 | 10,551,000 | 10,809,000 | 11,023,000 |
| Total capital | 8,359,000 | 11,608,000 | 12,024,000 | 12,281,000 |
| Risk-weighted assets | 68,893,000 | 83,743,000 | 97,310,000 | 99,752,000 |
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